Affluent
You’ve spent a lifetime acquiring assets. Protect what you’ve built. We understand what’s at stake. Your home, autos, boats, and collections are unique and not all policies are created equal.
Homeowner’s
Your home has unique features and a lifetime of memories. We represent insurance companies that understand the coverage needs of larger, custom homes. These specialized programs can include:
- Primary and secondary residence coverage
- Worldwide personal liability protection
- Pre-catastrophic assistance programs
- Options to extend liability for domestic employees.
Auto
Your autos are an investment. A proper policy can help protect that investment by providing an agreed-upon amount, repairs with original manufacturer’s parts, choice of repair shop, and the option to rent a comparable vehicle while yours is being repaired.
Yacht
When you’re on the water, you need to be protected. We work with insurance companies that will cover small boats, superyachts, and anything in between. Help protect you and your boat against liability in the event of an accident. Coverage options include:
- Water towing, fishing equipment, personal property coverage
- Yacht and crew insurance
- International coverage
Collections
Whether it’s jewelry, fine art, or other precious items that need protection, let O’Neil, Lee & West work to find you coverage. By purchasing a policy specific to your collections, you can have protection not found in your homeowners policy. Examples include:
- Worldwide coverage
- Itemized or blanket coverage
- Scheduled personal property
Personal Umbrella
When your underlying policy limits have been exhausted, personal umbrella insurance can offer additional liability protection. We represent insurance companies that will provide liability limits from $1 million to $25 million. Learn more about how O’Neil, Lee & West can provide protection for you and your family.
