Affluent +

At O’Neil, Lee + West, we offer the right protection for your family and your assets. We have years of experience in providing coverage designed to meet the needs of high-net-worth individuals including insurance and asset protection through a wide variety of a la carte services.

 

For Your Home

 

Your home has unique features and a lifetime of memories. To ensure your protection in the event of a covered loss, we offer unique coverage programs for your home and customized coverage for your personal assets. This includes:

  • Primary and secondary residence coverage
  • Personal liability for your worldwide protection
  • Pre-catastrophic assistance programs
  • Options to extend liability for domestic employees

 

For Your Collections

 

Whether it’s jewelry, fine art, wine, or other precious items that need protection, we will ensure you have the appropriate coverage. By working with an insurance provider who values your collection, we can ensure that you are protected in the case of a covered loss, including some items not found in your homeowner’s policy.

  • Worldwide protection
  • Itemized or blanket coverage
  • Scheduled personal property

 

For Your Autos

 

Your autos are an investment. A proper policy will protect that investment by providing an agreed-upon amount, repairs with original manufacturer’s parts, choice of repair shop, and the option to rent a comparable vehicle while yours is being repaired.

  • Agreed value coverage
  • Coverage that goes where you go
  • Uninsured motorist coverage

 

For Your Boats

 

When you’re on the water, you need to be protected. We work with insurance companies that will cover small boats, superyachts, and anything in between. Protects you and your boat against liability in the event of an accident Covers where homeowners’ policies will not:

  • Water towing, fishing equipment, personal property coverage
  • Yacht and crew insurance
  • International coverage

 

Personal Liability

When your underlying policies have been exhausted, personal umbrella insurance can offer additional liability protection. We represent insurance companies that will provide liability limits from $1 million to $25 million.

Learn more about how O’Neil, Lee + West can provide the right protection for you and your family.