Personal Insurance

Insurance coverage is not only a policy; it’s a plan.  That simple idea has helped O’Neil, Lee & West serve the community for 100+ years and continues to guide our actions today.  Because we’re not beholden to one carrier, we can offer you a variety of coverage options with competitive pricing.

Includes:

Homeowners insurance
Auto insurance
Motorcycle insurance
RV insurance
Renters insurance
Flood insurance
Condo insurance
Builders Risk insurance
Boat insurance
Collections insurance
Personal umbrella insurance

Homeowner’s Insurance

Your home is one of your most important investments, full of memories and belongings that are unique to you.  Since we represent many insurance companies, we can help find you coverage for your home. As your agent, we are able to help you review your policy for cost savings or opportunities for better coverage for your home

Auto Insurance

Determining the most suitable auto insurance policy can sometimes be complex. By working with multiple insurance companies, O’Neil, Lee & West is able to offer coverage at a competitive price, creating a safety net for the unexpected.

Motorcycle Insurance

Whether you own a sport bike, cruiser, or a custom ride, you can turn to us for your motorcycle policy.  Motorcycle insurance can include protection against uninsured motorists, custom equipment or parts, coverage for various vehicles, as well as rider liability.

RV Insurance

Whether you’re the boondocking or full hook-up type, you can hit the open road knowing that your vehicle is covered for troubles which may arise.

Renters Insurance

Even though you don’t own the property, you still need coverage for your personal belongings. You also need liability insurance while renting a house or an apartment.

Flood Insurance

Whether you’re insuring your home or your commercial property, your property insurance excludes coverage for floods that arise from rising surface waters. You will need a flood insurance policy to help protect you against this risk. We partner with private insurers and the National Flood Insurance Program to provide flood insurance.

Condo Insurance

Your condominium association should have a master property policy, but it doesn’t cover the interior of your condo. Condo insurance is protection for the interior portion of the building you own, your personal belongings, and liability for your residence.

Builders Risk Insurance

Builders risk insurance helps protect your new building while it is under construction. Contact O’Neil, Lee & West before you go vertical. Not only does builders risk cover your structure from physical damage, but the policy can also cover materials, supplies, and property in transit. We can tailor coverage based on the complexity of your construction project.

Boat Insurance

A boat policy helps protect against liability and damage. We’ll take the time to listen to your needs, acting as your guide when navigating the complex world of insurance to ensure that you get coverage for your boat.

Collections/ Jewelry Insurance

Whether your collection is classic, cool, or one-of-a-kind, it’s an investment that deserves the best protection possible.  We will work with you to find a policy designed for your collection.

Personal Umbrella

When accidents happen, a personal umbrella insurance policy can protect you by providing additional liability protection when your underlying policies have been exhausted.