Specialty Insurance

 

Building a business can often come with the unexpected. At O’Neil, Lee + West, we will help you plan for the unexpected. As your advocate, we will tailor a specialty insurance plan to your business’s needs. Able to adapt as your business grows, we will work with you to help identify coverage gaps, duplications, and monitor your plan closely for coverage and savings opportunities.

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Cyber Liability

Companies that use technology or collect customer data are at risk of a cyber-attack. Cyber liability insurance can protect you against suits and other loss as a result from a data breach.

  • Property and equipment protection
  • Legal fees coverage
  • Loss of business income
  • Costs to notify customers
  • Ransom coverage
  • Media liability protection

Directors & Officers Liability

Whether public or private, all organizations should have a director and officers liability coverage. Your organization’s assets and the personal assets of your directors and officers could be at stake. Directors and officers liability insurance offers protection in the event that a director or officer is held personally liable for failing to fulfill their fiduciary duty.

  • Defense for directors and officers
  • Defense for the organization
  • Coverage for settlements and judgements
  • Prior acts coverage
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Employment Practices Liability

All employers have an exposure to suits brought forth by employees. Employment practices liability protects you, as the employer, against allegations from a current or former employee.

  • Coverage for all employment related activities
    • Discrimination
    • Harassment
    • Failure to hire and promote
  • Coverage for settlements and judgments
  • Defense for the organization
  • Prior acts coverage

Professional Liability

The task of solving complex problems for your clients carries a huge risk: allegations of error or omission on your part of that of your associates. Professional liability insurance protects you in the event of claims due to negligence in the performance of professional services.

  • Defense for the organization
  • Coverage for settlements and judgments
  • Prior acts coverage
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